Score yourself across 5 pillars — income stability, credit position, down payment reality, debt-to-income runway, and life timing — and walk away knowing if you're ready now, 30-90 days away, or 6-12 months out.
Takes less than a minute · no cost
You'll see the real math on what happens when you sit on the sidelines — including how a rate drop often triggers price increases that cancel out your savings. This isn't opinion. It's a side-by-side payment comparison that makes the cost of inaction impossible to ignore.
Lenders don't care what you earn. They care what you can document. You'll learn how W-2 employees, self-employed borrowers, 1099 workers, nurses with overtime, teachers on contracts, and veterans with housing allowances all get evaluated differently — and which loan programs match each income type.
You'll learn the real credit tiers that matter for mortgage approval, why credit can move 40-80 points in 60-90 days with the right strategy, and how people with scores well below 700 are buying homes right now using programs most lenders won't mention.
The 20% rule hasn't been real for decades. You'll see the actual minimum down payments across every major loan type — including zero-down options — plus the layer of down payment assistance programs that can cover most or all of your upfront costs. Some of these programs convert to grants after a few years.
By the end, you'll have a number between 0 and 100 that tells you one of three things: you're ready now, you're 30-90 days out with a specific gap to close, or you're 6-12 months out with a clear roadmap. No more guessing. No more scrolling at midnight wondering if you can afford it.
This is not a generic homebuyer education class or a sales pitch disguised as a webinar. There's no pressure to apply for anything. You'll walk away with a self-scored assessment across 5 specific pillars, a clear timeline based on your actual situation, and an understanding of the programs and loan types that exist for people exactly like you.
Brad Brondt has been a licensed mortgage loan officer since 2009 — meaning he started originating loans right after the biggest housing crash in American history and has worked through every rate environment since. He's helped first-time buyers, veterans, self-employed business owners, healthcare professionals, teachers, and tradespeople buy homes, including many who walked in convinced their situation was hopeless. The 5-pillar Readiness Score framework taught in this webinar is something he's refined over thousands of real conversations with real buyers.
This webinar was specifically designed for people who don't know if they're ready. That's the whole point of the Readiness Score. You'll walk away knowing whether you're closer than you think or exactly what needs to change and how long it'll take.
No. You'll get a complete 5-pillar framework you can use on your own. The strategy call at the end is free and optional. If you never book it, you still leave with more clarity than most people get from months of research.
Yes. The webinar covers how people with credit scores as low as 580 are buying homes right now, and how credit can often be moved 40-80 points in 60-90 days with the right optimization strategy. This isn't about having perfect credit. It's about knowing where you actually stand.
This is one of the most common myths addressed in the webinar. Self-employed borrowers have multiple pathways including bank statement loan programs that look at your deposits rather than your tax returns. Your accountant's smart write-off strategy doesn't have to disqualify you.
It's designed to be watched in a single sitting. You'll score yourself across all 5 pillars in real time, so have a pen or your Notes app ready.
Register now and get your Readiness Score — it takes one session to replace months of guesswork with a clear answer.
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